Our Team

Karen Totino

 Karen Totino
Licensed Real Estate Salesperson
Senior Real Estate Specialist


Karen Totino is a licensed real estate agent whose core beliefs are purpose, passion, and service.  She graduated from Russell Sage College with a Master’s Degree in Occupational Therapy, and spent ten years helping individuals maximize their potential and function. Karen is an active member of Capital Region Builders and Remodelers Association, where she was co-chair of the Green Building Science Group and a founding member of Profession Women in Building. She is on the board of Saratoga PLAN (Preserving Land and Nature), and she is a certified Aging in Place Specialist. 



Flagstar Bank  

Anna Smith, CMPS
Senior Loan Advisor
NMLS #1266944
(518) 368-4404


Nicholas A. Baratto

Mortgage Loan Originator

NMLS #: 1392603

SEFCU Mortgage Services

700 Patroon Creek Blvd

Suite 301

Albany, NY 12206

Cell: 518.605.1176

Office: 518.783.1234 X8608

eFax: 888.239.1771

For pre-qualification visit my website!

Homestead Funding Corporation

Flo Bouchard

Licensed Loan Originator

1407 Route 9

Clifton Park, NY 12065


Cell - 518-788-4866

Office - 518-373-0814 Ext. 116



Kimberly A. Salerno, Esq.

Salerno Law, P.C.

KBS Abstract Services, LLC

199 Milton Ave, Suite 2

Ballston Spa, New York  12020
Phone: (518) 309-3404  Fax: (518) 309-3407

Email:  kim@salernolawny.com



Daniel S. Glaser, Esq.

Herzog Law Firm, PC

7 Southwoods Blvd.

Albany, New York 12211

(518) 465-7581 – Ext. 124

(518) 462-2743 – Fax